Rough is fine — an estimate, not a valuation.
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The balance still owed on your current place. Enter 0 if fully paid.
You + co-applicant, before CPF. This sets your borrowing power.
Both of you, if it's a joint purchase — age sets your loan tenure, which changes everything.
Your qualification + the safe-upgrade breakdown.
Your exact buying power, the safe buffer to protect, and the specific condos that fit depend on your real CPF refund and loan terms — so I work them out with you, precisely.
Your exact Real Number — true all-in cash after CPF, and the condos that actually fit — with your safety buffer kept intact.
Plenty of agents can get you into a condo. I make sure you can still sleep in it.
Real — for the right numbers. Much of your down payment is often the equity already in your flat, so out-of-pocket cash can be far less than people assume. It's not true for everyone, which is exactly why this check qualifies you first instead of promising blindly.
Yes. Your figures are used only to prepare your result, kept private, and never sold (PDPA). You can ask me to delete them anytime.
Then you've saved yourself a costly mistake — free. You'll get an honest "not yet," the reason, and the plan to get there. No pressure to move before the numbers are right.